I think the XLT with luxury package is worth it if you can afford it. I also added the FX4 and 4k tow package. I added all this, because like you, I intend to keep it for a long time, as our newlywed budget isn't going to let me switch vehicles every few years. Since I'm getting a new vehicle that will have to be kept for 10+ years(barring major failure), I would like to get what I want, as well as as much capability as possible for when life says I need that capability. I also added copilot 360. My rationale there is: if Blind spot monitoring and lane keep assist has a chance of saving my future family's lives, $540 is nothing. For my XLT 2.0T AWD with luxury package, copilot 360, FX4, 4k tow package, plus full size spare it came out to $32,420. So I say, if you can afford it and you're going to keep this truck for 10 years, get what you want.
Edit: oh, I also upgraded the wheel and tire only because I didn't like the black aluminum. That was purely a want, but I still stand behind "this is my chance to order what I want and will have for 10 years"
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Edit: oh, I also upgraded the wheel and tire only because I didn't like the black aluminum. That was purely a want, but I still stand behind "this is my chance to order what I want and will have for 10 years"
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